Looking for more information on Personal Trainer Insurance to make sure your butt is covered if something happens??? You’ve come to the right spot! Being a personal trainer is one of the most rewarding professions you can have. When a client comes to you in the beginning of their journey, you have the opportunity to completely change their life.
There’s nothing more rewarding than watching someone improve their health and raise their confidence right in front of your eyes. Personal trainers may be praised when a client reaches their goals, but every situation doesn’t always end perfectly. Personal trainers put extreme demands on their clients on a daily basis and are at a high risk when training clients under their personal supervision. Although you may be very cautious with your training techniques, accidents unfortunately happen and you need to be prepared and knowledgeable about personal trainer insurance.
As with any profession where you have a client who has hired you for your expertise, you need to be prepared for injuries and accidents in case they happen. Personal trainer insurance is necessary to protect yourself when training clients weather it be working in a gym, a private home studio, yoga instructor, pilates instructor, etc. Don’t take the risk of being uninsured! There are two main types of Personal Trainer Insurance: General Liability Insurance & Professional Liability Insurance
General liability insurance protects you in the case of injury or property damage occur to others while under your supervision. This is usually the least amount of insurance you should have. It’s the most common type certified for personal trainers to have.
Professional liability insurance is the second type of personal trainer insurance that you need to be aware of. This type of insurance (also known as Errors and Omissions or E&O) will protect you in a situation where your client ends up in a bind after a service you provide.